Internationally Buyers’ Newsletter Recap
It´s been over 6 months since we launched our UCI Internationally Buyers’ Newsletter, where we aim to provide you with insights about the Iberian real estate market, UCI solutions as well as tips on how to adapt to the new normal.
Since then, many new readers have subscribed to our newsletter, and we though that now would be a good time to offer you access to any articles you may have missed, and which may be of interest to you.
We want to thank you for your interest in our newsletter, and for the feedback we have received from many of you, and hope you enjoy discovering or rediscovering some of our articles in the links below!
BUYING IN SPAIN
For a foreigner, legal aspects are completely new and may be a source of stress. In fact, there are few concepts to know to do it the right way:
Essential: the Foreign international number (NIE)
Finding a property is often love at first sight… But first, one need to be sure of the place to live and sometimes one need to see a lot of properties before the perfect match happens! In Spain as in different countries in the world, virtual tours are becoming commonplace, making possible as many visits as possible, without moving from home!
HOW TO ADRESS THE SPANISH MARKET IF YOU ARE A PROFESSIONAL
There are various ways of helping your clients to buy overseas.
If it’s the first time you want to address the international market, be confident, it’s just about adjusting your skills:
Should you be new or experienced, the Residential Real Estate Council, affiliated to the National Association of REALTORS® (NAR), is there to provide you with courses to successfully assist your clients in their property investments. In Spain and in Portugal, courses are proposed with the cooperation of SIRA, member of the UCI Group.
SIRA and UCI can also help you to comply with the new mortgage intermediation framework in Spain:
REAL ESTATE MARKET TRENDS IN SPAIN
Despite the lockdown, The Spanish real estate industry remains globally positive. More can be read in the Spanish real estate barometer of July 2020, organised by UCI and SIRA. There will be regular updates, that we will share with you in next IB News.
For historical background on International Buyers, you can consult the property register figures:
You can also consult an analysis of the notary figures for 2019 regarding International Buyers in Spain:
FINANCING THE ACQUISITION OF THE DREAM HOME
Your dream home could be built by you, you may be lucky enough to buy a home that fits your needs perfectly, or you may choose one that needs some refurbishment or reforms to become your dream home. All these projects can be finance with UCI in Spain and in Portugal:
Moreover, as a specialist of the mortgage market, UCI can provide your clients with a large range of mortgages and customize them according to their profile and to their needs:
BE PART OF A SUSTANABLE WORLD
We can all contribute to a more sustainable world, by simple attitudes in our daily life:
In our business, an important leverage is the promotion of energy efficient homes.
UCI has been a pioneer in the green mortgage and loans initiative in Spain and in Portugal. We began participating in the European Union EeMap initiative (Energy Efficient Mortgage Action Plans https://eemap.energyefficientmortgages.eu/) in 2018, and have since created a range of products and procedures that enable to offer truly innovative and interesting solutions to you and your clients:
Teleworking has become the norm. We prepared some tips for you on how to adapt to it and taking all the opportunities that it offers:
By choosing UCI, you have access to a highly digital partner, who provide their clients with a personal site to consult the state of their mortgage and make directly some operations on it:
Any article you are looking for, that wasn’t in our selection? Please contact us! We will be pleased to send it to you!
Hoy es noticia
De Cos dice que la reputación de la banca «es un tema muy serio» del que las entidades no son del todo conscientes
El Banco de España estudiará si las entidades financieras excluyen a personas con discapacidad de la hipoteca inversa
El Banco de España sugiere que es mejor comprar una vivienda que alquilar